Just some information to share from American Benefits;

We were sent the "Medicare and You booklet" that may be helpful information to look over.

Also the "Medicare Enrollment Periods" is a table that shows the various dates for enrolling.  We also attached the link below from AARP.  It is pretty much the same but lays the dates out in a different format.

When to Enroll in Medicare | AARP Medicare Plans

As a reminder as a participant in the 4^th District IBEW Health Fund, you are not required to purchase Par D (drug coverage).   The 4^th District participates in the Medicare Drug Subsidy program and you should not purchase a Part D program.  Companies such as Humana and other plans will try to talk you into purchasing a Part D program when you reach age of 65, but its may not be necessary. 

Medicare and You.pdf

Medicare Enrollment Periods.pdf